Dental Insurance Norwood
Keeping Money in Your Pocket & Your Oral Health on Track
It makes sense that you would want to get the most out of your dental insurance plan in Norwood after investing in it every month. Our team does everything within our power to maximize your benefits and help save you from steep out-of-pocket costs by filing your claims and working with companies like Delta Dental and BlueCross BlueShield to pass on in-network savings. Below, we’ve outlined some dental insurance basics to help you better understand your coverage. If you have any additional questions, don’t hesitate to contact our office directly!
How Does Dental Insurance Work?
Unlike medical insurance, dental insurance focuses on preventing problems from ever developing in the first place rather than treating them as they occur. With time, oral health problems often get worse and require more severe and costly treatments. Therefore, to make the most out of your coverage and minimize your out-of-pocket expenses throughout the year, it’s best to keep up with your preventive checkups and cleanings every six months. These are typically the only services covered at 100 percent by dental insurance plans.
What Does Dental Insurance Cover?
Before reading on, it’s important to remember that dental insurance coverage varies depending on your plan, so if you want to know what your unique plan includes, it’s a good idea to contact your provider directly.
Typically, dental insurance companies adopt a 100-80-50 model. Basically, what this means is that they cover 100 percent of preventive treatments, like checkups and cleanings, 80 percent of restorative and other more complex procedures, and 50 percent of invasive treatments, like root canal therapy. Most cosmetic procedures aren’t included in many dental insurance plans’ coverage.
Our In-Network Dental Insurance Providers
At Norwood Dental Care, we are proudly in-network with Delta Dental and BlueCross BlueShield. This means that we’re able to negotiate savings that we can pass on to you, minimizing or even eliminating out-of-pocket costs that you may otherwise be charged. It also allows you to receive the care you need and leave all of the insurance claims and other complicated paperwork to us!